How to Prepare for Your Appointment with Your Macomb County, Michigan Chapter 7 Lawyer
The Law Office of Jeffrey J. Randa is committed to making the bankruptcy process as quick and easy as possible. We value your time and know that you are busy with work, family and other obligations. As an experienced Michigan Chapter 7 lawyer, Randa understands that the decision to file for bankruptcy is not an easy one. He knows that his clients have many questions and need to take the time to carefully weigh the pros and cons of filing for bankruptcy before signing on the dotted line. Our legal staff is friendly and accessible and do all of our consultations free and right over the phone. We will be able to answer questions you may have and provide you with all of your options. Will will schedule an appointment for you to come into the office to begin the process only as soon as you are ready to do so.
In order to save you time during your appointment, we would appreciate it if you could bring as many of the financial documents and records listed below with you when you come to our office. If you have questions about any of these documents, or do not know how to obtain copies of these records, the experienced staff at our Macomb County Chapter 7 law firm will be happy to assist you. While we know that you may not be able gather all of these documents prior to your appointment, we ask that you bring as much information as possible so that we can get the most out of our time together.
What kind of documents should I bring?
Below is a list of documents that are helpful to have on hand the first time we meet. If you have any of the documents below, please bring them with you to your appointment. If you are not able to acquire these documents prior to your first appointment we can still begin the process with as little as a recent payroll check stub. We thank you in advance for your cooperation.
- Michigan driver’s license or State I.D.
- Social security card (no exceptions)
- Income records for the previous six months:
- Payroll check stubs
- Unemployment income
- Child support
- Social Security income
- Disability income
- Food stamps
- Income tax returns (last two years)
- Tax debt information (IRS and Michigan State taxes owed)
- Bank statements for last three months (checking and savings)
- Titles to all vehicles, mobile homes, boats, campers, etc.
- Vehicle loan information (statement showing account number and balance)
- Vehicle lease information (statement showing account number and balance)
- Car registration (only if you are leasing a vehicle)
- Repossession information (anything within one year)
- Recorded deed(s)
- Recorded mortgage(s)
- SEV (state equalized value) for all properties
- Principal balances (Statement on all properties showing debt.
- Include first and second mortgages and equity lines.)
- Real estate transfers from last five years (settlement papers)
- Foreclosure information (if applicable)
- Investment/retirement statements (401(k), IRA, retirement)
- Life insurance statements (only if a cash value exists)
- Student loan information
- Bills from every creditor (credit cards-medical-bank loans)
- Collection letters
- Credit report (annualcreditreport.com – Experian, Equifax and Transunion)
- Lawsuits (Summons and Complaints, Defaults, Judgments)
- Divorce judgments (if divorced within the last eight years)
Prior bankruptcy filing information
Contact our Macomb County Bankruptcy Law Firm Today
Jeffrey J. Randa is a skilled and compassionate Chapter 7 lawyer. He has helped thousands of people just like you to take back financial control of their lives by helping them file for bankruptcy. If you have questions about your eligibility for bankruptcy or would like to discuss your financial concerns with an experienced member of our Macomb County law firm, call our office today at 586-228-6523.